Type in the yellow cells. The rest is already worked out.
Seven spreadsheets for Excel and Google Sheets, one for each money job: a monthly budget, paying off debt, savings goals, subscriptions, self-employed expenses, the holidays and a wedding. US$4.99 to US$9.99, a one-time download you keep.
| A | B | |
|---|---|---|
| 1 | Hockey, two kids | |
| 2 | Due | 1 Sep 2027 |
| 3 | Target | 1,840.00 |
| 4 | Saved so far | 300.00 |
| 5 | Months left | 10 |
| 6 | Per month | 154.00 |
| 7 | Paydays left | 21 |
| 8 | Per payday | 73.33 |
Sample: hockey for two kids, 920 each, due 1 Sep 2027, paid every 2 weeks.
Worked out for 11 Nov 2026.
Log 250 for the summer trip.
A made-up household's sheet on 20 Jan 2027. One row on the Log sheet: the date, the goal, the amount. It is the only thing they type.
| A | B | C | D | |
|---|---|---|---|---|
| 1 | Date | Goal | Set aside | Taken out |
| 12 | 20 Jan 2027 | Summer trip | 250.00 | |
| 13 |
The sheet works it out again.
The trip now needs 241.67 a month, not 283.33, and it is back on track.
Every total moves with it.
Saved, all goals, goes from 3,921.00 to 4,171.00.
Seven workbooks. One money job each.
Yellow cells for you, the working already written. See all seven.
- Budget Workbook35.7%Savings rate, Jan to Jun
- Debt Payoff PlanApr 2030Debt-free, snowball order
- Savings Goals & Sinking Funds4,171.00Saved, all 8 goals
- Subscription Tracker623.88Marked Cancel, per year
- Expense & Mileage Log8,686.49Income minus expenses
- Holiday Budget306.03Left to spend
- Wedding Budget143Days to the wedding
The seven sheets
Each is one .xlsx file: open it in Excel, or upload it to Google Sheets. The outlined cell in each row is a real cell from that sheet, filled with its made-up sample data. For now they sell on Etsy, which handles checkout and the download.
Budget Workbook
Paste your bank's CSV export. Your own rules sort every row, and each month adds itself up against your budget.
Dashboard!B20Savings rate, Jan to Jun 35.7%Income 29,400.00, spending 18,916.19Debt Payoff Plan
List up to 12 debts. Compare snowball, avalanche and your own order against minimums only: months, interest and total paid, side by side.
Plan!C15Debt-free, snowball order Apr 2030Minimums only: Jul 2036Savings Goals & Sinking Funds
Up to 40 goals. What to set aside per month and per payday for each, which ones are behind, and an optional 52-week challenge.
Dashboard!D8Saved, all 8 goals 3,921.00of 10,750.00, 36.5% doneSubscription Tracker
Paste a year of bank transactions. See which charges look like they repeat, what each costs per year, and the date to cancel by.
Dashboard!C10Marked Cancel, per year 623.882 subscriptions, 51.99 a monthExpense & Mileage Log
For the self-employed: paste your bank CSV, about 85 starter rules sort it, and a mileage log sits beside it. Totals by category and month.
Summary!B26Income minus expenses 8,686.49143 bank rows sortedHoliday Budget
A budget per person and per kind of spending, every gift bought, wrapped or mailed, and the date to order by.
Dashboard!E9Left to spend 306.03of 1,700.00, with 300.00 still to buyWedding Budget
Every vendor's quote, deposit and balance owed, the next payments due, and a guest count that moves every per-head cost.
Dashboard!B12Days to the wedding 14323,491.50 still owed to vendors
No reviews yet. Here is what we check instead.
Before a sheet is listed, its figures are worked out a second way and compared. Then the real file is opened in Google Sheets and in Excel for the web, and pinned cells must show the expected numbers.
| Sheet | Google Sheets | Excel for the web |
|---|---|---|
| Budget Workbook | by hand | by hand |
| Debt Payoff Plan | 75 of 75 | 75 of 75 |
| Savings Goals & Sinking Funds | 56 of 56 | 56 of 56 |
| Subscription Tracker | 49 of 49 | 49 of 49 |
| Expense & Mileage Log | 62 of 62 | 62 of 62 |
| Holiday Budget | by hand | by hand |
| Wedding Budget | 60 of 60 | 60 of 60 |
| Five sheets checked by script | 302 of 302 | 302 of 302 |